Retail Store Financing

Retail Store Business Financing

Retail Store Financing

Retail store financing can be difficult to obtain in today's economy. For some small business owners, bad credit is an issue, for others a designation as a "high-risk loan" enterprise can ruin their shot at approval for the small business funding they need to expand and restock inventory, renovate, open new locations, or hire staff. Some retail business owners might have satisfactory credit, but not be able to put plans on hold potentially over a month waiting for liquid cash their retail operations need right away. For small business owners who have pursued business loans and been forced to wait or flat out rejected, it feels like being unfairly prevented from reaching your full potential. You may be ready to offer a new product or location to capitalize on a new market but unable to take the money for these improvements out of the cash you need to operate. Often times, small business owners in the retail industry are forced to finance improvements to their stores with money out of their own pockets, putting their personal financial futures at risk.

Financing improvements to your retail locations is made easy and quick through our business loan alternatives.

Horizon Business funding understands these problems with traditional loans for retailers and provides an alternative for store owners who need swift approval for liquid cash to improve their businesses. We provide retail business funding in the form of merchant cash advances. These advances are quick and easy to obtain, with no personal guarantee of collateral required and no rejection based on bad credit.

Business owners in retail who have applied for a small business loan know it's not an easy process. Some of the hoops to jump through include providing tax records, business plans and legal documents, as well as spending time at a physical bank location. Our retail store financing program has all the advantages of an unsecured business loan. As a small business owner, you are creating jobs and putting money back into the economy. You deserve access to the funding that will allow your store to realize its full potential.

Retail business financing options.

In the spirit of keeping things simple, we've broken down what makes a merchant cash advance great for financing all types of retail business improvements by showing where Horizon Business Funding's programs and the needs of small business owners meet.

How our Retail Store Financing Works.

By simply filling out the application form, one of our skillful and compassionate representatives will get in touch with you to guide you through a couple more steps. All small businesses are eligible for our retail store financing programs as long as they have been operating for at least 2-3 months, and have gross monthly sales of $15,000 or higher. Based on your application, you will be eligible for anywhere from $1,000 to $1,000,000 in a liquid cash infusion available in your bank account in as little as 48 hours.

What You Have:

  • Bad credit, existing loans, a high risk designation or any issue banks use to disqualify applicants.
  • A business you have been operating for at least 2-3 months. No startups.
  • Monthly gross sales of $15,000 or higher.
  • Interest in business loans to improve or expand your business.

What We Need:

  • You to fill out the form on the right of this page.
  • The completion of some easy steps that a representative will help you do over the phone.
  • You can live chat with a representative as well.

What You Don't Need:

  • Financing for your business that takes ages to get, while opportunity passes you by.
  • Demands for collateral which you could lose.
  • Restrictions on how you can use the money you apply for.

Does this sound like your small business? Then our funding programs could be just what you're looking for.

Apply now by filling out the form.

QUALIFY FOR UP TO $1,000,000!

  • 95% of applicants approved
  • Bad credit applicants accepted
  • No collateral required

Your Name


Email Address


Phone Number


Company Name






Business Type

Intended Use Of Funds

Monthly Gross Sales


Years in Business


How Did You Find Us?


Please check this box to confirm that the above information is correct to the best of your knowledge.*

* Please note that we do not offer financing for start-ups. Applicants must be able to show proof of revenue totaling $10,000 per month for at least 3 months.

An added benefit of our retail store financing program is that once your initial advance is 70% repaid, you have the option to refinance for up to 200% of the original amount.

We place no restrictions on the use of the small business funding that we supply, leaving you, the entrepreneur, to allocate it as you see most fit.

After you receive your advance, we will collect repayment as a small percentage of your daily sales until the balance is paid back. The benefit of this payment method is that it takes the nature of a retail location into account; some days you will experience slow sales, so the amount repaid will reflect this.

By taking out a cash advance with us, you are building a relationship with Horizon Business Funding that you can call upon whenever you need direct capital in the form of fast cash to expand your business. Financing improvements and expansion of retail locations shouldn't be difficult or take valuable time away from managing.

Why waste valuable time when you can get the direct capital you are looking for in as fast as 48 hours?

Apply now, and see what a relationship with Horizon Business Funding can do for your stores.

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