Commercial Trucking Financing

Finance for Commercial Trucking

Commercial trucking, logistics, and brokered freight companies play a key role in the American economy. Problematically, due to a designation as a high risk loan industry from banks, small business owners desiring small business loans or expansion capital to keep their shipping business healthy can frequently be forced to wait months or be flat out rejected.

Horizon Business Funding provides commercial trucking financing for existing logistics businesses.

Traditional banks, even those that emphasize bad credit business loan programs, will require collateral from applicants and can extend due diligence over a month while they evaluate assets and personal histories. For a business owner looking to purchase a new truck, pay drivers or service a fleet with updates or maintenance, the risk of losing property and time involved in seeking traditional small business loans can defeat the purpose of taking one in the first place. There is a conspicuous lack of financing options for commercial trucking that make sense within these traditional funding avenues.

Horizon Business Funding is a direct funder filling in these gaps in the commercial trucking loan space, with merchant cash advance options that are perfect for trucking small businesses that need quick access to capital for any reason. We are able to give financing to businesses in high risk industries on a unsecured basis because of the experience of our underwriters, who ensure that our funding will help you move forward.

The benefits of trucking financing with a merchant cash advance.

In the spirit of keeping things simple, we've broken down what makes a merchant cash advance a great alternative to funding a trucking business with loans by showing where Horizon Business Funding's programs and the needs of small business owners meet.

What You Have:

  • Bad credit, existing loans, a high risk designation or any issue banks use to disqualify applicants.
  • A business you have been operating for at least 2-3 months. No startups.
  • Monthly gross sales of $15,000 or higher.
  • Interest in trucking financing to improve or expand your business.

What We Need:

  • You to fill out the form on the right of this page.
  • The completion of some easy steps that a representative will help you do over the phone.
  • You can live chat with a representative to the right as well.

What You Don't Need:

  • Funding for your trucking business that takes ages to get, while opportunity passes you by.
  • Demands for collateral which you could lose.
  • Restrictions on how you can use the money you apply for.

Does this sound like your small business? Then our trucking financing programs could be just what you're looking for.

Apply now by filling out the form on the right of this page.

QUALIFY FOR UP TO $1,000,000!

  • 95% of applicants approved
  • Bad credit applicants accepted
  • No collateral required

Your Name


Email Address


Phone Number


Company Name






Business Type

Intended Use Of Funds

Monthly Gross Sales


Years in Business


How Did You Find Us?


Please check this box to confirm that the above information is correct to the best of your knowledge.*

* Please note that we do not offer financing for start-ups. Applicants must be able to show proof of revenue totaling $10,000 per month for at least 3 months.

How Trucking Financing with a Merchant Cash Advance Works.

Improvements to your fleet or other projects, including time sensitive opportunities, may necessitate an infusion of liquid capital. Perhaps you are looking to fit your fleet with energy saving technology in order to apply for a tax break, perhaps you need to pay wages to new drivers or are looking to acquire a new truck that will pay for itself through increased shipping volume? A merchant cash advance is an alternative to a small business loan that requires no personal guarantees of collateral and does not disqualify applicants based on bad credit. The only requirements to qualify for trucking financing from $1000 to $1,000,000 are to have been in business for a minimum of 2-3 months and to be able to prove monthly gross sales of at least $15,000.

Once your initial advance is 70% paid back, you have the option to refinance with us for up to 200% of the original amount of funding you received.

Getting approved for funding starts with calling or filling out the form on the right of this page. A seasoned representative will aid you in completing the few steps it takes to become approved. The cash from your advance will appear in your bank account in as little as 48 hours and can be used for anything your business might require. It is for you, the business owner, to decide what usage of the funds is most advantageous. Repayment is taken as a small percentage of daily sales, so when deposits are smaller, so are your payments, taking undue pressure off your cash flows. We strive to be a source of funding that trucking business owners can reach out to whenever they require fast access to hard cash.

Why Wait? Apply today.

TOP css.php