Commercial Construction Financing

Finance for Construction Businesses

Liquid cash infusions can be a huge asset to your business by allowing you to purchase new equipment, hire or pay existing personnel, or buy materials without taking money out of your business cash flow or savings, or leveraging the equipment you do own.

Commercial Construction Loans Construction financing is available for existing operations seeking direct capital for growth

The applications of funding are limitless, but the issues that many small business owners have obtaining reliable loans can severely limit their rate of growth. For one thing, traditional banks view commercial construction as a "high risk loan" industry, and demand credit histories, tax records, detailed business plans, and guarantees of collateral before they will agree to fund you. This takes valuable time spent at bank locations getting paperwork approved and being interviewed by bank employees, taking away from the focus you need to run your construction business.

If you are unwilling to put your personal assets or equipment up against your loan, or have bad credit, what would have been an ir can become almost impossible. Fortunately for small business owners in the construction industry, there are construction financing options that exist outside of what is offered by traditional banks. Horizon Business Funding's merchant cash advances are an alternative to business loans that are designed with the needs of business owners in mind.

Unlike banks which may take over a month scrutinizing your business, merchant cash advance can go from application to money in your bank account in only 48 hours.

Any business owner can apply, provided they have been operating their business for at least 2-3 months with gross monthly sales of $15,000 or higher. Within these guidelines, bad credit, exiting loans or any other issue that a bank would use to disqualify are ok. Why wait to take advantage of our programs?

To have a construction financing program tailored to your business by a seasoned representative, simply fill out the form to the right, and we will contact you shortly.

What You Have:

  • Bad credit, existing loans, a high risk loan designation or any issue banks use to disqualify.
  • A business you have been operating for at least 2-3 months.
  • Monthly gross sales of $15,000 or higher.
  • Interest in direct capital financing to improve or expand your business.

What We Need:

  • You to complete the form on the right of this page.
  • The completion of some easy steps that a representative will help you do over the phone.
  • You can chat with a live representative on this page as well.

What You Don't Need:

  • Financing for your construction business that takes ages to get, while opportunity passes you by.
  • Demands for collateral which you could lose.
  • Restrictions on how you can use the money you apply for.

Does this sound like your small business? Then our cash advance programs could be perfect for your needs.

Apply now by filling out the form on the right of this page.

QUALIFY FOR UP TO $1,000,000!

  • 95% of applicants approved
  • Bad credit applicants accepted
  • No collateral required

Your Name


Email Address


Phone Number


Company Name






Business Type

Intended Use Of Funds

Monthly Gross Sales


Years in Business


How Did You Find Us?


Please check this box to confirm that the above information is correct to the best of your knowledge.*

* Please note that we do not offer financing for start-ups. Applicants must be able to show proof of revenue totaling $10,000 per month for at least 3 months.

Construction Financing by Merchant Cash Advance

In the spirit of keeping things simple, we've defined what a merchant cash advance is, and the reasons it is an excellent alternative to traditional construction financing by showing where Horizon's funding programs, and the needs of small business owners meet.

How Does Construction Financing Work?

What do we mean when we refer to construction financing? At Horizon Business Funding we believe that liquid cash should be available to small business owners who need it, when they need it.

Where banks will only give loans to businesses that have no issues, Horizon Business Funding trusts and empowers the business owners who actually need capital the most. We are able to do this based off our relationship based approach to small business financing, as well as our years of experience in the financial sector. With a merchant cash advance, once you are approved you will see liquid cash appear in your bank account within 24 hours. We are able to do this by essentially purchasing a portion of your future sales. A cash advance ranges from $1,000 to $1,000,000 and this money has no restrictions on use, so you are free to use the construction financing you receive to improve any aspect of your business.

As an added benefit of a merchant cash advance, once your initial amount has been 70% repaid, you are given the option to refinance for up to 200% of the cash amount you originally received.

The advantage of this kind of advance comes from its speed and flexibility in comparison to a loan. Another advantage of a merchant cash advance is that we don't require formal business plans; instead we trust that you know the most appropriate way to utilize the funding we give you.

After you receive your advance, we will automatically collect repayment as a small percentage of your daily sales. This arrangement preserves your business cash flow and allows you to focus on running your operation. If your sales slow, your payments will be smaller, automatically. Horizon Business Funding aims to create relationships where business owners can use our service any time they need construction financing.

Get started with us by filling out the application on the right of this page, and you could have cash appear in your bank account in as little as 48 hours.

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