Thinking of throwing a holiday party this year for your small business? Well, you are in good company! According to a survey from Seamless and BizBash, the vast majority of business owners polled indicated that they were planning year-end festivities, and that nine out of ten employees would be disappointed were they to be cancelled. Let’s face it, no matter how high employee satisfaction is at your workplace, the daily grind can become just that. Holiday parties are a great way to boost company morale and to foster camaraderie amongst your busy workers – and a positive workplace can only be good for business. Corporate parties also let your employees know how much you appreciate their hard work, and will thus serve to motivate them to continue with a good work ethic in the future. Now that you’re ready to crack open the champagne and celebrate, there are a few things you will want to consider before sending out the invites. · How much to spend? When

The beginning of the holiday shopping season is generally accepted to be heralded by the coming of Black Friday, the national discount day made infamous in the news and through extreme reactions on the part of consumers, however, small business owners would do well to start planning their own holiday financing now, especially if the have bad credit. Business loans for bad credit risks have become extremely elusive over the past few years, with small business loans being one of the most affected financial products in the wake of the recession. Small business owners who typify what one normally thinks of when they hear the words “small business”; brick and mortar mom and pop businesses, restaurants, retail establishments, as well as those entrepreneurs who are engaged in internet based businesses will find it difficult to qualify for many programs that they assume are geared towards them. The holidays represent a blank slate for your business, in more ways than one. On a superficial level, small business

Historically, the months surrounding the new year are some of the biggest in retail and consumer spending, as the holiday rush to purchase gifts, book vacations, and spend a little extra on one’s self prompts a surge in consumer spending that, according to the National Retail Federation, can represent 20-40% of a business’s annual sales. That’s a massive percentage, which means that the holidays are a critical time for small businesses and making sure that they are running effectively before the advent of the real shopping season begins is imperative.  This year, small business owners have been reeling from a combination of factors. One of the biggest hits taken by business owners as 2013 has been coming to a close was the government shutdown. The closure of the Small Business Administration, a government agency that secures 3rd party loans to small business owners, set back the plans of many businesses who were waiting on capital in order to pursue expansion projects. According to a New

There are many ways to increase the bonds that small businesses share with their best customers, from rewards programs, to community events. When it comes to deciding how to stay in contact and deepen your rapport, it’s important to factor in the financing aspect for your small business, balancing your ambitions and you cash flow and ensuring that you get a good ROI on the money that you do spend while keeping your customers happy. One of the best principles that small businesses can espouse is taking what you already have and making it work more for your business. A perfect illustration of this concept can be found in the creation of a newsletter. So your small business has a social media presence? It’s also got a blog? Great! Then you already have everything that you need in order to put together a newsletter that can boost both your site’s traffic and the size of your social media presence. Here’s how it can work for you. Step 1:

November is a month that has more for small business owners to be excited about than the start of the holiday shopping season and Black Friday. The 30th of the month is Small Business Saturday, a national day of recognition for small business owners and the good that they do for their communities, and the economy at large. The event was first celebrated November 27, 2010, and created by American Express. It is currently at 3.2 million likes on Facebook, and serves as a healthy reminder of the mass appeal that small businesses hold for American consumers. With an estimated $5.5 billion in revenues created for local businesses last year, the positive effects of the impromptu day of celebration are very real, and small business owners would do well to tap into the groundswell created by Amex’s social media marketing campaigns aimed at promoting awareness of the day. Be visible in your community. In order to benefit from Small Business Saturday as much as possible, small

Happy Halloween from Horizon Business Funding! The day is here, sure to be followed by more festivities this weekend, so small business owners should prepare and take the safety of their businesses, their customers and themselves into account. Halloween is a fun holiday to celebrate and is a big hit with kids who love to trick or treat, but there is also an association with mischief and pranks around the holiday, which means that security becomes just as important as having fun. Here is a simple checklist that small business owners should run through to make sure that they are taking the steps that they need to to keep things running smoothly during this spooky holiday. Stay vigilant when customers enter your store. Keep an eye on the people who walk into your location and ensure that you know how many people are in your store at all times. Odds are good that many people wearing costumes will enter your location, which, while certainly fun and

As a business owner, your cash flow is like your pulse. At all times it should be kept strong through a knowledge of responsible spending as well as a cohesive plan for obtaining capital should the need for expansion, wage payments, or other pursuits that require liquid cash arise. The economic climate of the last few years has been a tough one for many businesses; bad credit, devalued property and assets and increased requirements on the part of banks have made small business lending into one of the most hard-hit parts of the financing world. The ability to easily apply for credit from banks used to allow small business who wished to grow the option to access capital at will. Today, when a business owner goes to those same banks, they are much more likely to be turned away. An additional problem that faces many business owners goes beyond the increased lending requirements that they face. High risk industries as designated by banks include some

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