If you’re thinking of starting a business, or are already a small business owner in need of funds to expand or stay profitable, one of the first things to consider is where the money will come from. Bank loans are acceptable for some business owners, but they often require collateral. If you have bad credit you might not be able to secure one. Being turned down for a loan can be a discouraging prospect, but there are other options available. Here’s what you need to know about alternative business financing.   Photo credit: mgbjay / Foter / CC BY-ND What is a Merchant Cash Advance Program? A merchant cash advance program involves a merchant borrowing a lump sum against future sales, usually paying back the money through a portion of each credit card transaction. Generally, they feature short repayment terms and small daily repayments as opposed to the monthly payments associated with traditional loans. Merchants agree upon a percentage of their sales to be paid

TOP css.php