Automotive Business Financing

Finance for Automotive Businesses

The automotive industry encompasses a wide number of small businesses, from auto dealers to auto repair shops and everything in between. When a small business owner in the auto industry is looking to expand their enterprise, prompt access to automotive business financing in the form of direct capital is essential.

Automotive business financing helps existing businesses grow to their full potential and pursue new opportunity.

Traditional banks make it difficult for small business owners to get the liquid cash they need. They require extensive documentation and valuable time spent at a bank location. Because of this, approval processes can drag over a month. Additionally, banks will reject applicants because of bad credit or high risk loan designations, and even if they do approve funding banks demand personal guarantees of collateral. Why wait for an auto business loan that puts your property on the line in the case of a default?

Horizon Business Funding aims to address these gaps in the automotive industry. We are a direct funder and not a traditional bank; therefore we can approve automotive business funding requests even if you have a bad credit score, and require no personal guarantees of collateral. We do business over the phone and with live chat available on this page, so you can obtain funding from your home or office. We offer an unsecured loan alternative called a merchant cash advance that can be available for use in as little as 48 hours. Paying wages, procuring equipment and parts or expanding workspace are only some of the ways a merchant cash advance can assist with your business growth. With zero restrictions on how you use the funds we provide, it is up to you, the small business owner, to choose how to allocate your financing. We enable cash flow growth without hampering existing dynamics. It's your business; you know how to run it best.

Merchant cash advance options for automotive business financing.

In the spirit of keeping things simple, we've broken down what makes a merchant cash advance an ideal alternative to financing your automotive business through loans by demonstrating where Horizon Business Funding's programs and the needs of small business owners meet.

What You Have:

  • Bad credit, existing loans, a high risk designation or any issue banks use to disqualify applicants.
  • A business you have been operating for at least 2-3 months. No Startups.
  • Monthly gross sales of $15,000 or higher.
  • Interest in automotive business funding to improve or expand.

What We Need:

  • You to fill out the form on the right of this page.
  • The completion of some easy steps that a representative will help you do over the phone.
  • Try our chat system on the right of the page to talk to a live representative.

What You Don't Need:

  • Small business loans that take ages to get, while opportunity passes you by.
  • Demands for collateral and valuable time spent at bank locations.
  • Restrictions on how you can use the money you apply for.

Does this sound like your small business? Then our merchant cash advance program could be just what you're looking for.

Apply now by filling out the form on the right of this page.

QUALIFY FOR UP TO $1,000,000!

  • 95% of applicants approved
  • Bad credit applicants accepted
  • No collateral required

Your Name


Email Address


Phone Number


Company Name






Business Type

Intended Use Of Funds

Monthly Gross Sales


Years in Business


How Did You Find Us?


Please check this box to confirm that the above information is correct to the best of your knowledge.*

* Please note that we do not offer financing for start-ups. Applicants must be able to show proof of revenue totaling $10,000 per month for at least 3 months.

How Automotive Business Financing Works.

Horizon Business Funding's only criteria for automotive businesses are that the business be at least 2-3 months old with monthly gross deposits of at least $15,000 a month. If this describes your business, simply complete the form on the right of this page and one of our courteous representatives will get in touch with you and help you complete the couple steps it takes to procure direct capital. With cash advance amounts ranging from $1000 to $1,000,000, we can accommodate the needs of any automotive business seeking financing.

Once your first advance is 70% repaid, you will be eligible for refinancing up to 200% of your original amount.

Our repayment is taken as a small percentage of daily revenues to ensure that your business cash flow will not be overburdened by payments. We aim to establish long term funding relationships and serve as a resource throughout the expansion of your business, whenever you need quick and easy access to funding. Call or fill out our form to see how much we can help your automotive small business grow.

An infusion of liquid capital is only a few steps away, don't hesitate, apply now!

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