Merchant Cash Advance

Horizon Business Funding specializes in providing merchant cash advance financing to entrepreneurs who have had difficulty obtaining funding from banks or other lenders. If your bank loan applications have been rejected due to bad credit, or for any other reason, our merchant cash advance program is a perfect alternative.

We provide fast approval and funding within 48 hours, so you can get the capital you need right away. Our merchant cash advances range from $1,000 up to $1,000,000. Additionally, there is no fixed repayment term, and our payment plans are designed to put minimal strain on your business' cash flow.

How It Works

When we provide you with a merchant cash advance, we purchase a percentage of your future revenue and advance your capital up front. After you receive funding, we deduct a small fixed percentage from your daily earnings until the full amount is paid back. This means that you will not be overburdened with payments when business is slow, and there is no fixed repayment term.
  • No collateral or liens on your property.
  • Receive funds within 48 hours.
  • No credit card processing required.
  • No application fee.
  • Bad credit is not an issue.
  • Bankruptcy and foreclosure OK.
  • Advances do not appear on your credit report.
  • No restrictions on use of funds.

Apply and Qualify

Applying for a merchant cash advance is not the same as applying for a bank loan. With bank loans, you are required to provide extensive documentation for review, including tax returns and business plans. On the other hand, to qualify for a merchant cash advance, all you have to do is complete the form on this page. If you operate a business in the United States and are able to provide proof of reveue, you will likely be approved. We approve 95% of all funding applications we receive.

If you are approved, one of our financial consultants will work with our underwriting department to determine how much money you qualify for. You will need to provide us with the following information:
  • 3 months of bank statements
  • 3 months of credit card processing statements (if available)

Even if your business does not process credit cards, you are still eligible to qualify for a merchant cash advance, so don't hesitate to apply.
Get approved

* Please note that we do not offer financing for start-ups. Applicants must be able to show proof of revenue totaling $10,000 per month for at least 3 months.

Download Application
CALL TODAY AT 888-487-5509