Tablets are more than just high tech toys, and in fact can have many applications for small business owners who choose to integrate the technology into their business models. The wonderful thing about them is that, thanks to downloadable apps and other tweaks they can be applied to a huge range of different tasks with a little programming and imagination. Here are a few ways that business owners are already utilizing tablets to help streamline their operations. Mobile sales platforms. The more places you can make transactions the better, especially if you plan on taking your products on the road. Many businesses use tablets for this, as with simple sales management software they are able to catalog transactions as well as process credit cards and log digital signatures. Some adventurous business owners even use tablets to log transactions using bitcoins, but whether your business is ready to use cryptocurrency or just wants to branch out how and where it can accept payment is up to you. Collecting and

Small business owners with bad credit must pay close attention the the cash flows of their businesses, as not only are they vital for making payroll, obtaining supplies and financing any number of operational necessities, they also are a major factor in applying for bad credit business loan alternatives which can be important growth boosters in lieu of traditional loans. In the hustle and bustle of a typical office day, small business owners can have their attention fought over by many conflicting commitments, all equally vital to the overall health of the enterprise. However, a real danger that can potentially set a business back is pursuing sales, but slacking when it comes to the often tough work of making collections on outstanding payments. Business owners can fall behind on their collections for any number of reasons, from allowing extensions on payments, forgetting about them, to being distracted by other areas of their business that specifically demand their personal attention and expertise. Whatever the case may

For businesses reliant on payment of contracts for cash flows, it can be tough to maneuver without readily available capital. Using bad credit business loan alternatives in conjunction with some strategy can help get around this issue. Small business owners have both unique advantages and disadvantages when it comes to bidding for competitive contracts, and in order for them to play to their strengths and minimize their weaknesses, they need as much mobility as possible. When contract based businesses need to finance an addition to their business in order to win over a particularly important contract, it can take a long time for them to apply for a tradition business loan making it not the ideal choice for capital. Bad credit business loan alternatives can often be put to good effect in these situations because of their more lenient underwriting requirements, making them much faster to get approved for. Bad credit business loan alternatives can be used situationally. Since bad credit business loan alternatives are relationship based

Commercial trucking financing plans have been put out of whack by snows. This winter, small business owners in the logistics industry have felt the same negative effects as other small business owners due to the cold weather. The difference between logistics and other business models, however, is that small businesses in areas that are not as strongly effected by the snows have still felt the impact in their revenues, making commercial trucking businesses into some of the more widely effected business models. Trucking financing can be dependent on driver pay, and lost hours still need to come from somewhere. One point mentioned in an article from WRCBTV Chattanooga is the fact that, as drivers are caught in snow storms and are unable to make deliveries, they are still drawing billable driving hours that can’t be rolled over onto customers. This can mean that a period of snow related delays can create serious consequences for small business owners who are still required to make payroll. The limitations of

On the job safety is a concern for every small business owner, and for some, it’s their primary concern going into the new year. In an article on Eweek.com, an Employers survey was cited with the finding that 35% of the small business owners surveyed will spend the most of their time addressing safety issues in 2014. The sense of physical safety that an employee feels can dictate the turnover rate at your business, as well as how strong employee morale is and whether or not your business will be able to attract qualified new talent. On the job injuries not only can create huge productivity issues, but they can jeopardize the long term health of your employees and expose your business to legal action. Loaning time to cover some safety basics within your small business can be a good place to start asking serious questions about just how safe your small business is for those who work for you. Here are some starting tips for business owners

February is a month of transition, if not always weather-wise, at least mentally as thoughts of Spring’s thaw start to get more frequent and Valentine’s Day trappings appear in store windows. While Spring is still relatively far off, the preparation that a bad credit business loans itself now can yield dividends as the weather begins to get warmer and for many business starts to pick up. Spring cleaning imagery is often based on physically tidying up, but in February, setting a mental game plan is more important, especially for seasonal business owners. This foundation will be carried with you, and should be created now so that new ideas can be tested out and expansion planned for, if necessary with required capital accounted for or at least ready to be applied for and put to use. Here are some of the priorities that business owners should put high on their lists in order to plant the seeds for a productive end to the Winter months. Recalculate

One of the ways that small businesses are able to effectively compete is by owning a niche and providing the best service and expertise within it. This can help them retain a share of their market that can’t be touched by broader service providers, but it can potentially limit their growth if there is a limited market size for the service that they provide. Without sacrificing their competitive advantage represented by specialization, what can small business owners due in order to diversify their income streams and create the revenue needed for growth? What services complement the services that you already provide? The first step towards identifying potential avenues for growth is understanding what products or services are consumed in conjunction with those that you already offer. For example, a business that offers custom made bouquets may also consider designing centerpieces, or providing products that someone who would order a bouquet might be looking for, such as boxes of chocolates. Don’t just guess what your customers are

  One of the best routes to expanding your business is through increasing your ability to produce, or widening the range of jobs your company can handle. Often, all it takes is the right equipment to usher in new growth. However, bad credit business owners often hit the constraint of not having enough liquid capital on hand to purchase the machinery they want. Even if your business is creating revenue, putting a down payment on equipment might be out of reach due to cash flows needing to go back into the business. One potential solution is using a bad credit business loan alternative to finance that equipment purchase. One of the benefits of this method is the fact that these loan alternatives are available to small business owners regardless of whether or not they have a good credit score and can be accessed much more quickly than traditional business loans. While there can be a higher associated cost due to the risk associated with unsecured

The commercial trucking industry forms the circulatory system of much of our national economy, allowing goods to go from one coast to another and everywhere in between. Despite the crucial importance of logistics, the past few years have not been easy for commercial trucking operations. For one thing, because traditional banks classify commercial trucking loans as high risk, these businesses often have a hard time getting credit through traditional avenues. Another challenge faced by trucking companies are the slew of new regulations geared towards improving driver safety. In light of the fact that in 2012 trucking fatalities rose almost 9%, for a third straight year of increased fatalities, something had to give. Still, many trucking firms are anticipating lowered productivity and increased costs as mandated rest periods cut down the number of hours truckers are able to log in a single day as well as the number of consecutive hours they can drive. Going into the new year, many business owners are wondering what they

While small business owners are generally a tough bunch, there are things that are beyond their control, from the government to natural disasters, that they need to be prepared to face in order to preserve the strength of their business. One of these external issues that can severely effect a business is the extremely cold weather that many parts of the US experience in late winter. Business owners should take note that, before they do anything to protect their small business, they need to ensure that they and their families are dry, warm, and out of the path of dangerous weather, with enough supplies to last them through whatever period of time they may need to stay indoors. If possible, get your business location ready in advance of inclement weather. Things to do in order to prep for extreme cold are checking to see if any of the electrical wiring, water or gas lines to the building are in danger of freezing or being damaged by

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